By far, one of my biggest issues to address is my financial situation. I should say our financial situation. We've both been unemployed for months. We have no idea when I will be able to work and living on one unemployment check is not easy. So not easy that we are not doing it. We are draining our reserves.
I desperately need to acknowledge the difference between necessity and luxury. I'm bad at that. For years I pretty much bought what I wanted, within reason of course. But if I wanted a book, I bought it. If I wanted a dvd, I bought it. If I wanted a trip to the spa, I went.
I very much want a trip to the spa right now. But I am not going. I cannot say I am as careful with books. DAMN YOU KINDLE FOR THE iPHONE! (and bless you. Books on demand wherever I am? This is the future I always dreamt of)
That is not my only problem, however. In addition to watching unnecessary spending, I need to find a way to be smarter about the money we do need to spend. Primarily, I figure, on food. With that in mind...
Does anyone have a good recommendation for a book about budgeting, for someone who is terrible with money? Something simple?